Motorcycle Financing
Built For Riders
Owning a ride has never been simpler.
Financing Made Simple
Get on the road with a straightforward financing experience.
Limitless Choice
Financing for a wide range of your favourite motorcycle brands.
At Your Own Pace
Repayment tenures up to 60 months, tailored to suit your monthly budget.
4 Steps To Your Dream Ride
Seamless and hassle-free
Choose Your Ride
Visit an authorised dealer to find the machine that fits your lifestyle.
Submit Documents
Share your documentation with our team to start the application.
Application Approval
We review your application to ensure a smooth, hassle-free experience.
Collect Your Keys
Upon approval, sign your documents and you're ready to ride.
FAQ
Browse through our frequently asked questions to find everything you need to know.
Established in 1979, Wilayah Credit provides motorcycle financing solutions and has been a part of the OSK Group since August 2025.
To be eligible, you must be a Malaysian citizen aged between 18 and 60 years old at the end of the financing tenure. Please note that all applications are subject to Wilayah Credit’s standard eligibility criteria and assessment.
You will need to provide your original MyKad along with your recent proof of income. Additional supporting documents may be requested during the assessment process if required.
Applications can be approved within 24 hours, provided all required documentation is complete and passes our assessment checks. Processing times may vary depending on individual application details.
Depending on your application, applicable costs may include vehicle registration fees, stamp duty, postage charges, e-Hakmilik transaction fees, and administrative fees. All applicable fees and charges will be disclosed to you before you sign the financing agreement.
You may submit your application directly through our authorised dealers nationwide. If you need any guidance or support during the process, please contact us here for assistance.
You can apply for up to 90% financing, do note that your final approved amount is based on an evaluation of key factors, such as your income, existing financial commitments, and repayment capability, so the final approved figure may differ from what you applied for.
Wilayah Credit remains the legal owner of the motorcycle throughout the financing tenure. Legal ownership will be transferred to you once all financing obligations are fully settled.
Yes, you can settle your financing early at any time before your tenure ends. Doing so may qualify you for an interest rebate, calculated according to the Hire Purchase Act 1967 and your agreement terms. Please contact us here to request an early settlement quotation.
We prioritise your privacy and ensure that all personal data is handled responsibly. We strictly comply with the Personal Data Protection Act (PDPA) 2010. You may refer to the Privacy Notice on our website for full details.
